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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$2,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
100% Professionally Home & Community Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$2,000
|
|
5% Simple Inflation
|
Not Included
|
|
100% Professionally Home & Community Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
$5.20
$5.40
$5.60
$6.00
$6.20
$6.60
$7.00
$7.20
$7.60
$8.00
$9.00
$9.20
$9.60
$10.00
$10.60
$11.00
$11.60
$12.20
$13.20
$14.00
$16.00
$17.40
$18.40
$19.60
$21.00
$22.20
$23.60
$25.40
$27.60
$30.00
$34.60
$37.60
$40.60
$43.60
$50.80
$54.40
$60.40
$65.40
$70.80
$77.00
$84.40
$93.80
$103.60
$114.60
$129.60
$145.00
$163.20
$180.40
$199.80
$219.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
100% Professionally Home & Community Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.60
$16.20
$16.80
$18.00
$18.60
$19.80
$21.00
$21.60
$22.80
$24.00
$27.00
$27.60
$28.80
$30.00
$31.80
$33.00
$34.80
$36.60
$39.60
$42.00
$48.00
$52.20
$55.20
$58.80
$63.00
$66.60
$70.80
$76.20
$82.80
$90.00
$103.80
$112.80
$121.80
$130.80
$152.40
$163.20
$181.20
$196.20
$212.40
$231.00
$253.20
$281.40
$310.80
$343.80
$388.80
$435.00
$489.60
$541.20
$599.40
$659.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
100% Professionally Home & Community Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.80
$21.00
$22.20
$22.80
$24.00
$25.20
$26.40
$28.20
$29.40
$31.20
$34.20
$35.40
$36.60
$38.40
$39.60
$41.40
$43.20
$46.20
$49.20
$52.20
$60.00
$64.80
$69.00
$73.20
$78.60
$83.40
$88.80
$96.00
$103.80
$113.40
$130.20
$141.60
$153.00
$164.40
$190.80
$204.00
$226.80
$245.40
$265.20
$288.00
$315.60
$350.40
$386.40
$427.80
$482.40
$539.40
$607.20
$670.20
$741.60
$815.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov